Beginning 2025, eligible Canadians with disabilities can receive the Canada Disability Benefit (CDB)—a tax-free supplement offering up to $2,400 annually ($200 per month).
Targeted at working-age individuals (18 to 64) with a Disability Tax Credit (DTC), this new federal benefit aims to ease the financial pressures associated with disability-related expenses.
Payment Dates: When Will You Get Paid?
CDB payments are issued monthly, starting the third Thursday of the month following approval:
- Approved by June 30, 2025 → First payment in July 2025
- Subsequent dates for 2025:
- July 17
- August 21
- September 18
- October 16
- November 20
- December 18
If your application is approved, you may receive back payments for up to 24 months, dating back to June 2025.
2025 Benefit Overview
| Feature | Details |
|---|---|
| Maximum Annual Benefit | $2,400 ($200/month from July 2025–June 2026) |
| Eligibility Window | Adults aged 18–64 (first eligibility month: June 2025) |
| Required Certification | Must hold a valid Disability Tax Credit (DTC) certification |
| Back Payments | Up to 24 months retroactive payments from date of application approval |
| Key Payment Dates | Starting third Thursday of month post-approval: e.g., July 17 (first), then monthly |
| Purpose | Support with increased disability-related costs |
Eligibility Criteria
To qualify for the Canada Disability Benefit:
- You must be between 18 and 64 years old (eligible in the month you turn 65 as well)
- Possess a valid Disability Tax Credit (DTC) certificate
- Be a resident of Canada, as defined under the Income Tax Act
- Have filed your most recent income tax return
- Note: Payments are reduced based on adjusted family net income, with exemptions for working income up to $10,000 (singles) or $14,000 (couples)
How It Works
- Apply online, by phone, mail, or at a Service Canada Centre
- If approved, payments begin the third Thursday of the next month
- Back payments are possible up to 24 months, starting from June 2025
- Payments are tax-free, and don’t affect most other federal benefits
The Canada Disability Benefit launching in mid-2025 represents a vital boost for many Canadians living with disabilities. Eligible individuals can receive up to $200 monthly ($2,400 annually), starting in July—plus retroactive payments up to 24 months.
Make sure to file your taxes, apply with DTC proof, and stay alert for your first payment date. If you’d like help checking your eligibility or walking through the application steps, I’m always here to help!
FAQs
You’re eligible if you’re 18–64, a Canadian resident, have a valid Disability Tax Credit (DTC), filed a return, and meet income thresholds.